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Everything you need to know about partnering with us.
We believe informed clients make empowered decisions. Explore answers to the most common questions about our approach, services and partnership.
Your goals. Our guidance. A partnership built to navigate every chapter of your financial journey.
Lumin Wealth is a wealth platform offering structured plans designed to help users manage their financial journey in a simple, organised and disciplined manner.
Lumin Wealth currently offers two plans: Maxo and Flow. Each plan has a different structure and is designed to support different financial preferences.
Maxo is a long-term growth-focused plan created for users who prefer a structured investment approach over a fixed one-year period.
The Maxo Plan has a fixed duration of one year from the date of activation.
The capital invested in Maxo becomes eligible for withdrawal after completion of the one-year term.
After completion of the one-year term, the invested capital becomes eligible for withdrawal according to the regular withdrawal schedule and process.
Flow is a structured plan designed around regular participation, consistency and disciplined financial progress.
A single Lumin Wealth account can be used to participate in both Maxo and Flow.
Yes. Earnings from Maxo and Flow are displayed separately in the account so that each plan can be tracked clearly.
Both plans can be managed conveniently through one Lumin Wealth account, with the details of each plan shown separately.
You can create an account by completing the registration form with the required details and following the instructions provided during registration.
Once the deposit has been made, the company will verify the payment. Account activation normally takes 3–5 working days after successful deposit verification.
Once verification is completed, the updated account status will be reflected in your Lumin Wealth account.
The dashboard provides an overview of your plans, balances, deposits, earnings, withdrawals, transfers and other important account activity.
Both Maxo and Flow can be viewed and managed from the same dashboard for easier tracking.
You can use the Forgot Password option available on the login page to begin the password reset process.
After selecting Forgot Password, a password reset link will be sent to your registered email address. You can use that link to create a new password.
Your password can be changed or reset using the available account security options.
Deposits on Lumin Wealth are currently made through cryptocurrency.
Please use the wallet address provided by Lumin Wealth for the relevant deposit.
Once the crypto deposit is received, the transaction will be verified by the company before the account or plan is activated.
After a successful deposit, verification and account activation normally take 3–5 working days.
It is recommended to keep your transaction ID and payment details until the deposit has been verified and reflected in your account.
All successfully completed and accepted deposits are treated as final and non-refundable.
Once a deposit has been successfully made and accepted, the investment becomes active and continues according to the applicable plan terms.
Withdrawal requests can be submitted twice every month, on the 1st and 15th.
Once a valid withdrawal request has been submitted, the normal processing time is 3–5 working days.
A 5% withdrawal fee applies to the amount being withdrawn.
The 5% withdrawal fee is the only applicable deduction on withdrawals. No additional withdrawal charges are applied.
Withdrawal requests are accepted on the scheduled dates of the 1st and 15th of each month to ensure an organised and consistent processing cycle.
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